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Flood Insurance Myths and Facts
People who live on top of the hill don’t need flood insurance. Not true, according to the Federal Emergency Management Agency (FEMA), and just one of the many myths surrounding the agency’s National Flood Insurance Program (NFIP). When it comes to flood insurance, not having the facts can literally cost you your life’s savings. Owners of both homes and businesses need to know the flood insurance myths and facts.
Myth: You can’t buy flood insurance if you’re in a high-flood-risk area.
Fact: If your community participates in the National Flood Insurance Program (NFIP), you can buy National Flood Insurance no matter where you live. To find out if your community participates in the NFIP, visit FEMA’s Community Status page. More communities qualify for the NFIP everyday.